Company profile
A technology-led LSP for short-tenure credit.
JebSathi facilitates digital personal loans for salaried professionals across India. We do not lend or make credit decisions — RBI-regulated NBFC partners do.
Who we are
Clearer digital credit journeys.
JebSathi helps borrowers understand an offer, give informed consent, complete lender-required steps, and get support through a transparent digital journey.
JebSathi is not a lender. The RBI-regulated lending institution remains solely responsible for approval, sanction amount, pricing, tenure, disbursal, regulatory obligations, and the underlying credit exposure.
Short-tenure personal loans for salaried professionals across India. Fully digital, transparently priced.
Our platform
From discovery to servicing support
A modular technology and operations layer integrated with regulated lending institutions.
Customer experience
- Digital customer website
- Responsible lead generation
- OTP application journey
- Consent-led document collection
Digital onboarding
- Consent-led KYC flow
- Lender-authorised verification
- Banking-data analysis support
- Consent-based bureau integration
Risk support
- Fraud checks
- Lender-configured credit rules
- Eligibility inputs for partner review
- Risk analytics for the lender
Lender integration
- NBFC API integrations
- Origination support workflow
- Disbursal status coordination
- Status reconciliation
Servicing support
- Repayment reminders
- Customer support tools
- Lender-approved payment links
- Authorised mandate workflows
Portfolio support
- Collections-support tools
- Operational dashboards
- Reporting and analytics
- Partner-level controls
Lending programme
A focused borrower and product strategy
Salaried professionals. Short tenure. Small tickets. Partner-set eligibility and price.
Target borrower profile
- Age
- 21–55 years
- Monthly income
- From ₹20,000, subject to lender policy
- Employment
- Salaried professionals; selected self-employed where policy allows
- Geography
- Across India, subject to partner policy
- Credit approach
- Demonstrable repayment capacity and acceptable bureau and banking behaviour
Short-tenure personal loan
- Loan amount
- ₹1,000–₹1 lakh
- Tenure
- Up to 12 months
- Purpose
- Short-duration personal liquidity needs
- Decision
- Made solely by the regulated lending partner
- Pricing
- Shown in the KFS before acceptance
Customer acquisition
Responsible, measurable distribution
Paid digital, organic, and referral or repeat-borrower channels. Campaigns stay within clear product representation, consent, suitability, and partner-approved disclosures.
- Paid digital acquisition with source-level monitoring
- Organic content and search-led discovery
- Referral and repeat-borrower journeys
- Partner-approved messaging and disclosures
Technology approach
API-first and workflow-led
A modular web system connecting customer journeys, verification providers, risk signals, lender APIs, payment infrastructure, servicing, and reporting.
- Secure web-based customer and operations interfaces
- API integrations with lenders and approved service providers
- Configurable rules and eligibility workflows
- Consent, audit trail, access control, and monitoring
Servicing and collections
Early reminders, easy repayment, compliant follow-up
Servicing starts before the due date. Auto-debit, where expressly authorised and supported by the lender, is the primary repayment mechanism, with payment links and other permitted methods as alternatives.
Permitted communication
SMS, email, WhatsApp, payment links, due-date reminders, and tele-calling may be used where implemented, consented to, and permitted by applicable rules and partner policy.
Failed-payment workflow
Payment failure → customer notification → authorised retry or alternate permitted payment method → payment confirmation. Every retry remains subject to a valid mandate.
Customer-first conduct
Clear communication, reasonable contact timing, accurate records, grievance support, and no coercive or misleading collection practices.
Partnership opportunity
Lending partners we work with
RBI-regulated NBFCs with an appetite for digital, short-duration personal lending and API-based origination.
Long-term partnerships: responsible acquisition, technology-led operations, lender-controlled credit.
Ideal partner profile
- Experience in digital personal lending
- Interest in short-tenure, small-ticket personal loans
- Alignment with a ₹1,000–₹1 lakh product range
- Flexible tenures based on borrower risk profiles
- API-based origination and servicing
- Strong compliance and risk-management systems
- Focus on salaried professionals across India
- Capacity to scale with increasing monthly disbursals