How it works
Five steps. One digital journey.
From OTP to partner disbursal — transparent at every gate. JebSathi facilitates; the lender decides.
- 01
OTP apply
Share amount and basics in minutes. One code to confirm it's you.
- 02
Verify
KYC, banking, and other checks the partner requires — with your consent.
- 03
Partner assesses
The RBI-regulated NBFC evaluates eligibility, pricing, and amount.
- 04
Review KFS
Lender identity, fees, APR, and total payable — before you accept.
- 05
Disburse & repay
The partner credits your verified account. Reminders and permitted repayment follow.
Who makes the decision?
The applicable regulated lending institution — not JebSathi — decides approval, sanction amount, pricing, tenure, and disbursal.